Useful Advice

Dynamic Currency Conversion explained

The service offers processing of a transaction (withdrawal at an ATM, purchase at a POS or payment online) in the cardholder’s currency (in BGN for cards, issued by Bulgarian banks) and aims at providing clients with absolutely precise info about the amount and currency their cards will be debited with.

When using your card abroad we recommend that you should choose transaction processing in the respective country’s local currency. Otherwise, for example, if you choose processing in BGN the POS or ATM device owner will convert the transaction at a self-determined exchange rate, which is very often unfavorable.

Other Useful Advice
Contactless cards’ security

Contactless cards’ security


One of the myths, related to contactless card payments says that when you are in public your card’s data is readable remotely and may be subject to abuse.

Learn More